Creighton University campus from above in Omaha Nebraska

Direct Loan Limits

LOAN LIMITS

Dependent Students
  Maximum Subsidized Amount Additional Unsubsidized Loan Amount Maximum Combined Sub/Unsub Loan Eligibility
Freshmen (0-23 hours) $3,500 $2,000 $5,500
Sophomores (24-59 hours) $4,500 $2,000  $6,500
Juniors (60-95 hours) $5,500 $2,000  $7,500
Seniors* (96-128 hours) $5,500 $2,000 $7,500

*Seniors who graduate in December are only eligible for 1/2 the annual loan limit amount.

Independent Undergraduate Students and Dependent Students Whose Parents are not Eligible to Borrow a PLUS Loan
  Maximum Subsidized Amount Additional Unsubsidized Loan Amount Maximum Combined Sub/Unsub Loan Eligibility
Freshmen (0-23 hours) $3,500 $6,000 $9,500
Sophomores (24-59 hours) $4,500 $6,000  $10,500
Juniors (60-95 hours) $5,500 $7,000  $12,500
Seniors* (96-128 hours) $5,500 $7,000 $12,500
Graduate and Professional School Student
    Maximum Unsubsidized Loan Amount
Graduate, Law, Physical Therapy and Occupational Therapy Students   $20,500
Pharmacy Students    $33,000
Medical and Dental Students    $40,500
Aggregate Limits
  Subsidized Sub/Unsub Combined
Dependent Undergraduate $23,000 $31,000 
Independent Undergraduate $23,000  $57,500
Graduate, Law, Physical Therapy, Occupational Therapy $65,500  $138,500
Medical, Dental, Pharmacy $65,500  $224,000